Ways to Make Money with a Pickup Truck

how to make money with a pickup truck

The keys to your pickup truck may be your key to making more money.

High gas prices are causing consumers to swap for smaller vehicles. More and more, the average person doesn’t have a vehicle that can move items of substantial size and weight.

Independent contractors can make money with a truck. We’ll give you the main 6 services you can provide, and 6 of the best Apps on how to make money with your vehicle so you can get started with this side hustle.

Here’s the conclusion – if you have your own pickup truck, you can make money hauling stuff.

6 Ways to Make Money with a Truck, or with a Pickup Truck and Trailer

Not all pickup trucks are good work trucks and equally suited to certain tasks. For example, they come in sizes by vehicle weight, engine size, and bed length.

Size Matters

For example, a half-ton truck may have a small, six-cylinder engine of about 3.0 size. Or a half-ton pickup truck may have an eight-cylinder engine of 5.0 size or larger. Engine size dictates how much a vehicle can tow (trailer weight plus load).

Compared to a half-ton pickup truck, a one-ton pickup truck has a more beefed-up chassis. A one-ton would be able to handle a load of gravel or mulch; a half-ton may be challenged by too heavy a load. There are box trucks, which are enclosed with tall cargo areas.

Trailers By Type

Trailers are specific to the task. There are landscape-style trailers with low sides in various lengths. There are enclosed trailers (also called cargo trailers) which are completely enclosed. And there are dump trailers, open to the elements.

Your requirements are that you are a truck owner with a valid driver’s license and vehicle insurance. If you’re going to use a truck and trailer, you’ll need a tow hitch, wiring to provide lights to the trailer, and electric brakes (to haul anything that weighs more than 3,000 pounds.

As an independent contractor, you can set your own hours. How much extra cash you earn depends on how much time you can devote to this as a small business – a few hours or 24-hour service. Check with your insurance company before you begin to make money with your truck.

1. Delivery Services for Food

Don’t think small on this one. If you’re thinking of food services delivering individual meals, you’ll have plenty of competition from Uber and similar App users, which regularly deliver food. The food delivery services you want to do are less about meals, and more about food supplies.

Restaurants need to deliver meals, true. But they also need to receive supplies, and not just food staples. They need take-out cartons, bulk supplies such as sugar and flour, cleaning materials and office supplies.

If a local restaurant is getting supplies delivered by tractor trailer, they are paying high fees on freight charges. Reach out to local restaurants with an informational flyer describing the delivery service you can provide with your truck, or with your truck and trailer.

For this type of work, your truck should be equipment with a cap that is watertight against the elements. If you plan to deliver supplies that need refrigeration, your best bet is a refrigerated box truck or van.

2. Delivery Service for Landscaping Business and Construction Supplies

To cover a yard area with mulch, gravel or paving stones, the average homeowner would have to make numerous trips with a small vehicle. They would also have to buy individual bags of mulch or gravel, which is much more expensive to buy that way.

The cheapest way to buy mulch or gravel is “by the scoop.” A scoop is typically a bucket load of a small tractor or skid steer. A scoop can be loaded into a truck with an open bed, or onto an open trailer. A dump trailer – although more expensive than a regular trailer – makes this type of delivery much easier. If you’re using your truck bed, check your owner’s manual to see how much weight your truck can haul that way.

With an open truck bed or trailer, you’ll need a tarp to cover the load. If you’re using an open bed truck, first lay down a tarp that covers the floor and extends up the sides. After you shovel some of the material out of the truck bed, you may be able to get the rest out by pulling out the bottom tarp.

In other words, make money while saving up for that dump trailer. In addition to providing this type of service for homeowners, you may be able to partner with large and small businesses that offer landscaping services to make deliveries to the jobsite.

With a large enough trailer, you can also deliver yard features such as sheds, gazebos, stock tanks and molder plastic pond liners, as needed by homeowners and/or landscaping companies.

3. Deliveries for Local Businesses

The last thing a busy owners of construction companies want to do is pick up construction material. Truck owners can really capitalize on this need.

Keep in mind, though, that a minimum length involved in most lumber orders is 8 feet, such as for 2 x 4s and plywood. Some construction materials, such as drywall or bags of cement, must be kept dry – during pickup and delivery and at the job site.

That’s why using an enclosed trailer for construction materials is a great option. It’s not a truck, so you can drop it off loaded at the job site. The contractor can work out of your trailer as needed.

You can pick up a used 12-foot enclosed trailer for about $1500, but for construction site deliveries you may want to go to a 16-foot model with dual axles. There are many ways to get flat tires at construction sites. The dual axles give you two tires on each side. With a single axle, a flat tire is a disaster.

Also, add load stabilizers to your trailer – similar to what’s used on towable campers. When the trailer is not hooked to a vehicle, and someone walks into the back, the person’s weight can pop up the front of the trailer.

Here are a few ideas about local companies that pickup truck owners can target with other hauling services to deliver packages and other items, or offer shipping services:

  • Pharmacies
  • Florists
  • Auto Parts and Tire Distributors
  • Furniture stores
  • Community yard sales (pass out your business cards)

4.Deliveries Made by Towing

This is not the same as becoming a towing company, with a specialized truck to haul disabled or damaged vehicles. This is using your truck to tow other

You can make good money using your pickup truck as a towing service to haul items such as boats and rv’s. Make sure you check your tow weight capacity.

Towable RVs need to be inspected annually. That’s a big chunk of time out of the owner’s day. You can take the RV to the dealership or inspection garage, and pick it up when it’s finished. You can also move RVs from one dealer location to another, as part of your towing services.

Take your business information to area rv dealers.

5.Junk Removal Business and Moving Services

Junk removal services are needed by home owners and also by a special local business – the real estate company. Residential and commercial properties are much more likely to sell when junk – old couches, metal desks, etc. – has been removed.

To make money with your truck this way – by affiliation with a real estate company – you’ll need to be bonded. That may cost about $1,000 a year. That protect the real estate company against any damages you cause to the property that’s for sale. Typically, there is one agent who handles cleanouts of foreclosure properties, and you’ll have to bid against other junk removal companies.

You can take appliances and other metal items to a scrap metal dealer, and earn extra cash.

Many people who are moving do as much as they can using their personal vehicles. But there’s always a need for a moving service for the large items such as mattresses and furniture. If you have an enclosed trailer, you can offer to drop it off at the residence, where the customer can fill it as time allows.

6.Snow Plowing Services

It is tough to compete against snow plow companies with huge fleets, but you can provide snow plow services as a subcontractor for those companies.

A large truck with a plow may not fit into all the places that need to be cleaned of snow. Some snow plows are 8 feet wide. You can find a niche within those companies with smaller medium duty trucks and a six-foot plow.

Snow plowing is hard on a truck’s front end, due to the weight of the plow and the wear and tear on brakes and wheel bearings. You’ll also need special wiring to operate the plow controls, up, down and angle.

For a small truck you may take a look at what’s called a “homeowner” plow, which is made of tough molder plastic. They are much lighter and can attach to a truck via a receiver hitch (which is mounted on the front of the truck). Hook up is simple. But most homeowner plows do not have electronic controls. You may have to manually change the plow angle as needed.

Factor in the cost of gas money. Check with your insurance provider to see if you need to upgrade your coverage.

Apps for How to Make Money with a Pickup Truck

Here’s where it gets very cool. Once you download one of the six Apps we suggest, you’ll be connected with a peer to peer network. People who need delivery or shipping service are connected with truck drivers. You can set your own prices.

Here are all the details you’ll need to know about the best Apps to choose:

1. Amazon Flex – Your truck bed must be covered to keep items dry. Download this App and you’ll be busy with your side hustle.

2. GoShare – This is a great App if you plan to help people move large items, such as furniture and appliances. That work can often be termed as “odd jobs” as it’s a one-time need. You can also check GigSmart.

3. Door Dash, Postmates and similar delivery Apps – Consumers order from stores and warehouses and want items delivered to their doors. This App will connect you with the customers who need orders picked up and delivered.

4. Uber and Lyft – Yes, those Apps are primarily for moving people and often used as food delivery apps. But, a four-door vehicle is required. Don’t overlook those Apps if you have a four-door truck.

5. LoadUP – This App is primarily for junk removal but you may also connect with folks who need “good” junk removed, such as the old sofa or sectional to make room for the new one. If you sign up under this App you’ll get exclusive coverage within your zip code.

6. Turbo – This truck is for truck rentals. You would rent your own vehicle to people who need a truck. Sounds good, right? You earn money while not doing the work. An App to rent trucks can be good, but that also can become dicey if damages to your vehicle occur. You will need special insurance to use your vehicle for Turbo and will want to do a background check on those who use your truck.

Costs Associated with a Pickup Truck Business

Of course, there’s the cost of the truck, plus upkeep such as oil changes, tires, inspection and repairs. You may need additional equipment such as gloves, wheeled dollies and steel-toed boots.

You’ll need regular vehicle insurance and liability insurance. You should check with your insurance carrier for specifics.

How Much Money Can You Make with a Pickup Truck?

Making money with a truck is an open-ended proposition. You’ll make your own schedule, delivering food supplies, mulch, couches and/or refrigeratiors – your choice. How much extra money you make depends on your time availability, and whether it’s a full-time job or a side hustle.

For routine delivery jobs, you can expect to earn from $15 to $20 per hour for small items such as packages. For the bigger stuff, you can expect to earn about $40 an hour.

Image: Depositphotos

This article, "Ways to Make Money with a Pickup Truck" was first published on Small Business Trends



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Texas Man Gets More Than 9 Years in PPP Loan Fraud Scheme

ppp loan fraud scheme

According to court documents, Lee Price III, 30, of Houston, Texas is the latest man to get sentenced in a Paycheck Protection Program (PPP) fraud case. And with hundreds of criminals under indictment by the Department of Justice (DOJ), he won’t be the last.

Texas Man Sentenced to 9 Years in PPP Loan Fraud Scheme

According to the DOJ, Price was given a 110-month sentence in a scheme designed to get and launder proceeds by defrauding the PPP. Price pleaded guilty in September to charges of wire fraud and money laundering. Even though Price fell short of his initial $2.6 million goal, he nevertheless managed to get $1.6 million in PPP loan funds.

This was achieved by submitting PPP loan applications to two different lenders on behalf of three companies. Using 713 Construction LLC, Price Enterprises Holdings LLC, and Price Logistic Services LLC, Price applied for more than $2.6 million. However, he ended up with $1.6 million by falsifying the number of employees, payroll expenses, fraudulent tax records, and other materials in each of the PPP loan applications.

Spending the Loot

When it came to spending the loot, Price didn’t hold back. The DOJ says he had many purchases, including a Lamborghini Urus, a Ford F-350 truck, a Rolex watch, and paying off a loan on a residential property.

The DOJ and other law enforcement partners managed to seize over $700,000 of the funds Price fraudulently obtained. The case was investigated by the FHFA-OIG, SBA-OIG, and the U.S. Postal Inspection Service.

Since the Coronavirus Aid, Relief and Economic Security (CARES) Act, the Fraud Section, which leads the Criminal Division’s prosecution of fraud schemes that exploit the PPP has to date prosecuted over 150 defendants in more than 95 criminal cases. It has also seized more than $75 million in cash as well as numerous real estate properties and luxury items.

For those who have committed these crimes, it is only a matter of time before the hammer falls and they start doing time in federal prisons. In the words of Acting Assistant Attorney General Nicolas McQuaid:

“TO ANYONE THINKING OF USING THE GLOBAL PANDEMIC AS AN OPPORTUNITY TO SCAM AND STEAL FROM HARDWORKING AMERICANS, MY ADVICE IS SIMPLE. DON’T. NO MATTER WHO YOU ARE OR WHERE YOU ARE, WE WILL FIND YOU AND PROSECUTE YOU TO THE FULLEST EXTENT OF THE LAW.”

image: justice.gov

More Cases on the Way

Take a look at the court documents (cases publicly charged up to August 6, 2021). This is not the complete list, as the DOJ is still working many other cases.

Please note the court documents below have all been unsealed.

District of Arizona

Central District of California

Northern District of California

District of Colorado

District of Columbia

Southern District of Florida

Northern District of Georgia

District of Hawaii

Northern District of Illinois

Middle District of Louisiana

District of Massachusetts

Eastern District of Michigan

District of Minnesota

District of Montana

District of Nevada

District of New Jersey

Western District of New York

Eastern District of North Carolina

Middle District of North Carolina

Western District of North Carolina

Northern District of Ohio

Northern District of Oklahoma

District of South Carolina

Eastern District of Texas

Northern District of Texas

Southern District of Texas

Western District of Washington

Eastern District of Wisconsin

This article, "Texas Man Gets More Than 9 Years in PPP Loan Fraud Scheme" was first published on Small Business Trends



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How to Make Money Typing

make money typing

If you’re looking to make a little more money, why not put your typing skills to work? A quick search will tell you there are job opportunities and quite a few typing jobs available.

This blog will help you put that basic knowledge to work. It will cover everything from the right jobs to the pay range you can expect. You might not achieve financial freedom with these, but many are a solid way to make some cash.

Can You Earn Money Typing?

Yes, you can make money this way. There are several opportunities listed below. These jobs pay differently based on your typing skill level. This means fewer typing errors, which you should be aware of when taking into account overall typing statistics.

7 Online Typing Jobs

Make cash typing online through project work. Or you cab boost your bank account with a series of very short tasks. There are major companies and small businesses looking for people who can type online.

Here’s some online typing job options that will make you extra money.

1. Data Entry

Data entry jobs are considered entry level. Some of these jobs require previous data entry experience. Some have an accuracy standard that can be as high as 98%. Plus a minimum for the number of words per minute.

This is an online typing gig where you’ll need to corral data from different sources. Get paid between $12.98 and $22.84 per hour. You might find employment through protective service agencies in your area. Or private companies.

2. Transcription

There are different types of transcription jobs to choose from. Some of them where you get paid to type include medical transcription, meetings and phones calls.

Quite often, selling small transcription services means working within your client’s guidelines. General transcriptionist positions pay the least. A company pays more for work in legal and medical arenas. Be warned. You might need some background in legal terminology.

Successful candidates need to be discreet and have good listening and computer skills. You’ll encounter deadlines if you need to go through test transcription work. The timeframe on a transcription test is usually nonnegotiable. Possible employers want to see if you can work efficiently and quickly.

You’ll also need good English skills. And a minimum typing speed of 70 words per minute. And a good internet connection.

These typing services pay about $15.00 dollars a hour.

3. Audio Recordings

Convert speech from an audio recording into text. These can include audio files and video files.

Journalists use this service for interviews. And video editors for subtitles and captions.

The base rate is $1 per audio minute.

4. Virtual Assistance

This is an online job where you can earn money by typing and performing a few other duties. These include such tasks as basic data entry and even answering phone calls.

Beyond data entry work, virtual assistance can work at typing websites or they might even transcribe songs.

5. Handwritten Documents

There are several requirements when you want to type handwritten documents. Turning freehand notes into electronic documents might require special knowledge in a certain area.

The client might want the handwritten version left with mispellings and errors.

You can get paid for printed matter too.

6. Human Intelligence Tasks

Basically, you’ll be answering questions. Get paid to finish a virtual task. It’s another way to make money on the web. Rating photos and typing in assessments is an example. Typing captchas also qualifies.

7. Order Entry Clerk

You need to take orders and enter them into the system. Email copies to the proper managers too. Such jobs are often full time. They can pay to up $34,000 yearly.

Companies That Will Pay You for Typing Online

Amazon Mechanical Turk

This is basically a crowdsourcing marketplace. MTurk offers up some micro jobs that include typing work. Examples include moderating Google Docs and social media content.

Get paid via an Amazon gift certificate or a US bank account.

GoTranscript

This company offers general transcription jobs. That generally works out to about $.60 per minute. Get paid via Paypal.

TranscribeMe

Some people can earn up to $2200 a month here. Or, others make $250 for a few hours a month. Another one of the typing jobs online that’s Paypal paid.

SpeakWrite

Legal transcription is one of the specialties here. Top earners make $3,400 a month. You need great listening skills. And to be able to type of 60 words per minute.

Babbletype

Earn money online with rates starting at $0.40 cents per audio minute. A pedal for your feet is optional but headphones are required.

Branded Surveys

Complete online surveys. Get paid in gift cards or cash. Here’s another way to type online for money.

What Equipment do You Need to Make Money Typing Online?

A profitable online typing gig requires good equipment. Here’s a few of the things you’ll need to have if you are serious about wanting to get paid to type.

  • High-speed internet. Look for good bandwidth and security. Having excellent Internet access also means having a high-end router.
  • A Good Laptop or PC. You’ll need one that can handle basic word processing. And the ability to run multiple programs. This isn’t an area to save money.
  • A Great Headset. This is important if you want to earn money online. Find a product that cancels out background noise.
  • A Good Foot Pedal. These allow you to pause and continue typing. They help increase your ‘audio hour’ output.

If you want to market your services, you can advertise on your own website.

How much money can you make typing?

The bottom line is how much you get paid to type when you’re working on the Internet. Word processing usually pays between $7 to $40 an hour. A transcription job usually comes in around $15 to$ 45 per hour.

The average monthly earnings for a typing job works out to almost $4,000. Top earners can make as much is $7,250 per month. At the other end of the scale, these jobs pay around $2,416 per month.

There are a variety of jobs available for people looking at typing words for money. Book typing is another option that covers journals and manuscripts. Those are just a few of the other typing jobs available for making money.

Image: Depositphotos

This article, "How to Make Money Typing" was first published on Small Business Trends



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Ways to Make Money with a Pickup Truck

how to make money with a pickup truck

The keys to your pickup truck may be your key to making more money.

High gas prices are causing consumers to swap for smaller vehicles. More and more, the average person doesn’t have a vehicle that can move items of substantial size and weight.

Independent contractors can make money with a truck. We’ll give you the main 6 services you can provide, and 6 of the best Apps on how to make money with your vehicle so you can get started with this side hustle.

Here’s the conclusion – if you have your own pickup truck, you can make money hauling stuff.

6 Ways to Make Money with a Truck, or with a Pickup Truck and Trailer

Not all pickup trucks are good work trucks and equally suited to certain tasks. For example, they come in sizes by vehicle weight, engine size, and bed length.

Size Matters

For example, a half-ton truck may have a small, six-cylinder engine of about 3.0 size. Or a half-ton pickup truck may have an eight-cylinder engine of 5.0 size or larger. Engine size dictates how much a vehicle can tow (trailer weight plus load).

Compared to a half-ton pickup truck, a one-ton pickup truck has a more beefed-up chassis. A one-ton would be able to handle a load of gravel or mulch; a half-ton may be challenged by too heavy a load. There are box trucks, which are enclosed with tall cargo areas.

Trailers By Type

Trailers are specific to the task. There are landscape-style trailers with low sides in various lengths. There are enclosed trailers (also called cargo trailers) which are completely enclosed. And there are dump trailers, open to the elements.

Your requirements are that you are a truck owner with a valid driver’s license and vehicle insurance. If you’re going to use a truck and trailer, you’ll need a tow hitch, wiring to provide lights to the trailer, and electric brakes (to haul anything that weighs more than 3,000 pounds.

As an independent contractor, you can set your own hours. How much extra cash you earn depends on how much time you can devote to this as a small business – a few hours or 24-hour service. Check with your insurance company before you begin to make money with your truck.

1. Delivery Services for Food

Don’t think small on this one. If you’re thinking of food services delivering individual meals, you’ll have plenty of competition from Uber and similar App users, which regularly deliver food. The food delivery services you want to do are less about meals, and more about food supplies.

Restaurants need to deliver meals, true. But they also need to receive supplies, and not just food staples. They need take-out cartons, bulk supplies such as sugar and flour, cleaning materials and office supplies.

If a local restaurant is getting supplies delivered by tractor trailer, they are paying high fees on freight charges. Reach out to local restaurants with an informational flyer describing the delivery service you can provide with your truck, or with your truck and trailer.

For this type of work, your truck should be equipment with a cap that is watertight against the elements. If you plan to deliver supplies that need refrigeration, your best bet is a refrigerated box truck or van.

2. Delivery Service for Landscaping Business and Construction Supplies

To cover a yard area with mulch, gravel or paving stones, the average homeowner would have to make numerous trips with a small vehicle. They would also have to buy individual bags of mulch or gravel, which is much more expensive to buy that way.

The cheapest way to buy mulch or gravel is “by the scoop.” A scoop is typically a bucket load of a small tractor or skid steer. A scoop can be loaded into a truck with an open bed, or onto an open trailer. A dump trailer – although more expensive than a regular trailer – makes this type of delivery much easier. If you’re using your truck bed, check your owner’s manual to see how much weight your truck can haul that way.

With an open truck bed or trailer, you’ll need a tarp to cover the load. If you’re using an open bed truck, first lay down a tarp that covers the floor and extends up the sides. After you shovel some of the material out of the truck bed, you may be able to get the rest out by pulling out the bottom tarp.

In other words, make money while saving up for that dump trailer. In addition to providing this type of service for homeowners, you may be able to partner with large and small businesses that offer landscaping services to make deliveries to the jobsite.

With a large enough trailer, you can also deliver yard features such as sheds, gazebos, stock tanks and molder plastic pond liners, as needed by homeowners and/or landscaping companies.

3. Deliveries for Local Businesses

The last thing a busy owners of construction companies want to do is pick up construction material. Truck owners can really capitalize on this need.

Keep in mind, though, that a minimum length involved in most lumber orders is 8 feet, such as for 2 x 4s and plywood. Some construction materials, such as drywall or bags of cement, must be kept dry – during pickup and delivery and at the job site.

That’s why using an enclosed trailer for construction materials is a great option. It’s not a truck, so you can drop it off loaded at the job site. The contractor can work out of your trailer as needed.

You can pick up a used 12-foot enclosed trailer for about $1500, but for construction site deliveries you may want to go to a 16-foot model with dual axles. There are many ways to get flat tires at construction sites. The dual axles give you two tires on each side. With a single axle, a flat tire is a disaster.

Also, add load stabilizers to your trailer – similar to what’s used on towable campers. When the trailer is not hooked to a vehicle, and someone walks into the back, the person’s weight can pop up the front of the trailer.

Here are a few ideas about local companies that pickup truck owners can target with other hauling services to deliver packages and other items, or offer shipping services:

  • Pharmacies
  • Florists
  • Auto Parts and Tire Distributors
  • Furniture stores
  • Community yard sales (pass out your business cards)

4.Deliveries Made by Towing

This is not the same as becoming a towing company, with a specialized truck to haul disabled or damaged vehicles. This is using your truck to tow other

You can make good money using your pickup truck as a towing service to haul items such as boats and rv’s. Make sure you check your tow weight capacity.

Towable RVs need to be inspected annually. That’s a big chunk of time out of the owner’s day. You can take the RV to the dealership or inspection garage, and pick it up when it’s finished. You can also move RVs from one dealer location to another, as part of your towing services.

Take your business information to area rv dealers.

5.Junk Removal Business and Moving Services

Junk removal services are needed by home owners and also by a special local business – the real estate company. Residential and commercial properties are much more likely to sell when junk – old couches, metal desks, etc. – has been removed.

To make money with your truck this way – by affiliation with a real estate company – you’ll need to be bonded. That may cost about $1,000 a year. That protect the real estate company against any damages you cause to the property that’s for sale. Typically, there is one agent who handles cleanouts of foreclosure properties, and you’ll have to bid against other junk removal companies.

You can take appliances and other metal items to a scrap metal dealer, and earn extra cash.

Many people who are moving do as much as they can using their personal vehicles. But there’s always a need for a moving service for the large items such as mattresses and furniture. If you have an enclosed trailer, you can offer to drop it off at the residence, where the customer can fill it as time allows.

6.Snow Plowing Services

It is tough to compete against snow plow companies with huge fleets, but you can provide snow plow services as a subcontractor for those companies.

A large truck with a plow may not fit into all the places that need to be cleaned of snow. Some snow plows are 8 feet wide. You can find a niche within those companies with smaller medium duty trucks and a six-foot plow.

Snow plowing is hard on a truck’s front end, due to the weight of the plow and the wear and tear on brakes and wheel bearings. You’ll also need special wiring to operate the plow controls, up, down and angle.

For a small truck you may take a look at what’s called a “homeowner” plow, which is made of tough molder plastic. They are much lighter and can attach to a truck via a receiver hitch (which is mounted on the front of the truck). Hook up is simple. But most homeowner plows do not have electronic controls. You may have to manually change the plow angle as needed.

Factor in the cost of gas money. Check with your insurance provider to see if you need to upgrade your coverage.

Apps for How to Make Money with a Pickup Truck

Here’s where it gets very cool. Once you download one of the six Apps we suggest, you’ll be connected with a peer to peer network. People who need delivery or shipping service are connected with truck drivers. You can set your own prices.

Here are all the details you’ll need to know about the best Apps to choose:

1. Amazon Flex – Your truck bed must be covered to keep items dry. Download this App and you’ll be busy with your side hustle.

2. GoShare – This is a great App if you plan to help people move large items, such as furniture and appliances. That work can often be termed as “odd jobs” as it’s a one-time need. You can also check GigSmart.

3. Door Dash, Postmates and similar delivery Apps – Consumers order from stores and warehouses and want items delivered to their doors. This App will connect you with the customers who need orders picked up and delivered.

4. Uber and Lyft – Yes, those Apps are primarily for moving people and often used as food delivery apps. But, a four-door vehicle is required. Don’t overlook those Apps if you have a four-door truck.

5. LoadUP – This App is primarily for junk removal but you may also connect with folks who need “good” junk removed, such as the old sofa or sectional to make room for the new one. If you sign up under this App you’ll get exclusive coverage within your zip code.

6. Turbo – This truck is for truck rentals. You would rent your own vehicle to people who need a truck. Sounds good, right? You earn money while not doing the work. An App to rent trucks can be good, but that also can become dicey if damages to your vehicle occur. You will need special insurance to use your vehicle for Turbo and will want to do a background check on those who use your truck.

Costs Associated with a Pickup Truck Business

Of course, there’s the cost of the truck, plus upkeep such as oil changes, tires, inspection and repairs. You may need additional equipment such as gloves, wheeled dollies and steel-toed boots.

You’ll need regular vehicle insurance and liability insurance. You should check with your insurance carrier for specifics.

How Much Money Can You Make with a Pickup Truck?

Making money with a truck is an open-ended proposition. You’ll make your own schedule, delivering food supplies, mulch, couches and/or refrigeratiors – your choice. How much extra money you make depends on your time availability, and whether it’s a full-time job or a side hustle.

For routine delivery jobs, you can expect to earn from $15 to $20 per hour for small items such as packages. For the bigger stuff, you can expect to earn about $40 an hour.

Image: Depositphotos

This article, "Ways to Make Money with a Pickup Truck" was first published on Small Business Trends



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Texas Man Gets More Than 9 Years in PPP Loan Fraud Scheme

ppp loan fraud scheme

According to court documents, Lee Price III, 30, of Houston, Texas is the latest man to get sentenced in a Paycheck Protection Program (PPP) fraud case. And with hundreds of criminals under indictment by the Department of Justice (DOJ), he won’t be the last.

Texas Man Sentenced to 9 Years in PPP Loan Fraud Scheme

According to the DOJ, Price was given a 110-month sentence in a scheme designed to get and launder proceeds by defrauding the PPP. Price pleaded guilty in September to charges of wire fraud and money laundering. Even though Price fell short of his initial $2.6 million goal, he nevertheless managed to get $1.6 million in PPP loan funds.

This was achieved by submitting PPP loan applications to two different lenders on behalf of three companies. Using 713 Construction LLC, Price Enterprises Holdings LLC, and Price Logistic Services LLC, Price applied for more than $2.6 million. However, he ended up with $1.6 million by falsifying the number of employees, payroll expenses, fraudulent tax records, and other materials in each of the PPP loan applications.

Spending the Loot

When it came to spending the loot, Price didn’t hold back. The DOJ says he had many purchases, including a Lamborghini Urus, a Ford F-350 truck, a Rolex watch, and paying off a loan on a residential property.

The DOJ and other law enforcement partners managed to seize over $700,000 of the funds Price fraudulently obtained. The case was investigated by the FHFA-OIG, SBA-OIG, and the U.S. Postal Inspection Service.

Since the Coronavirus Aid, Relief and Economic Security (CARES) Act, the Fraud Section, which leads the Criminal Division’s prosecution of fraud schemes that exploit the PPP has to date prosecuted over 150 defendants in more than 95 criminal cases. It has also seized more than $75 million in cash as well as numerous real estate properties and luxury items.

For those who have committed these crimes, it is only a matter of time before the hammer falls and they start doing time in federal prisons. In the words of Acting Assistant Attorney General Nicolas McQuaid:

“TO ANYONE THINKING OF USING THE GLOBAL PANDEMIC AS AN OPPORTUNITY TO SCAM AND STEAL FROM HARDWORKING AMERICANS, MY ADVICE IS SIMPLE. DON’T. NO MATTER WHO YOU ARE OR WHERE YOU ARE, WE WILL FIND YOU AND PROSECUTE YOU TO THE FULLEST EXTENT OF THE LAW.”

image: justice.gov

More Cases on the Way

Take a look at the court documents (cases publicly charged up to August 6, 2021). This is not the complete list, as the DOJ is still working many other cases.

Please note the court documents below have all been unsealed.

District of Arizona

Central District of California

Northern District of California

District of Colorado

District of Columbia

Southern District of Florida

Northern District of Georgia

District of Hawaii

Northern District of Illinois

Middle District of Louisiana

District of Massachusetts

Eastern District of Michigan

District of Minnesota

District of Montana

District of Nevada

District of New Jersey

Western District of New York

Eastern District of North Carolina

Middle District of North Carolina

Western District of North Carolina

Northern District of Ohio

Northern District of Oklahoma

District of South Carolina

Eastern District of Texas

Northern District of Texas

Southern District of Texas

Western District of Washington

Eastern District of Wisconsin

This article, "Texas Man Gets More Than 9 Years in PPP Loan Fraud Scheme" was first published on Small Business Trends



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3 SaaS Tools Saving Small Businesses a Fortune

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saas tools

With unexpected lockdowns, new remote working costs, and of course, just being a small business with limited resources, budgets are tight in 2021.

So any way you can cut down on unnecessary costs and save a few dollars wouldn’t go amiss, right?

Well, SaaS tools offer just that: an easy way for SMBs to increase their output while reducing their costs.

Adopting SaaS products over traditional on-premise software alone offers significant savings. The most obvious being lower start-up costs—no upfront fees for licensing, and implementations are typically a sign-up process or quick integration at most. You don’t even have to handle upgrades and maintenance, bringing the total cost even lower.

But this is the out-of-the-box default for any SaaS product, so let’s get specific.

Some SaaS tools are not only more cost-effective than legacy software but they can also actively save you money by using them. Sound good? Here they are:

eSignature tools

Yes, eSignatures make signing documents faster and easier. But perhaps the most overlooked aspect of eSignatures is the money they save.

See, with a resource as ubiquitous as paper, we often ignore the dollar amount associated with its use—and they’re high!

While individual usage costs might sound minuscule, they add up fast—each office worker in the US uses an average of 10,000 sheets of paper every year. 

When you combine that with the average printing price of one page—around $0.065—it puts the cost of printing at $650 per employee per year.

I know, I know, you’re thinking “that’s not too bad”.

But it’s not just the paper that saps your cash. It’s estimated for every $1 spent on printing, another $6 is spent on distribution. This includes copying and scanning-related expenses—toner, maintenance, upkeep—shipping costs for physical documents, and storage costs.

Extrapolate that out, and the total cost of printing per employee amounts to around $3900 per year.

A?t this price, a 20-employees business can expect to see savings of around $78000 per year just by implementing paperless eSignature technology.

And that doesn’t include all the time employees on paper that could be spent on more productive tasks.

Even better, today’s eSignatures do more than just facilitate signing. They also integrate with other business software tools like Salesforce, so your employees can send documents out for signature without switching between applications.

TL;DR savings: ~$3900+ per year per employee by eliminating paper processes*

Security tools

There is a misconception that SMBs are too small to be attacked because there is less value in their information.

It is simply not true.

Worse, SMBs drastically underestimate the cost of a security breach. According to AppRiver Software, the average cost of an SMB data breach sits around $149,000. However, only 19%of SMBs acknowledged that costs could surpass $100,000.

So while security tools might be expensive for small businesses, but the cost of a security breach can be catastrophic.

But data breaches aren’t the only threat SMBs face. Ransomware—malicious software designed to block access to a computer system until a sum of money is paid— targeted 46% of all small businesses in 2020. And of the companies that were hit with a ransomware attack, 73% paid a ransom, which averaged  $170,404 in 2021.

Combined, just these two security breaches can cost SMB in excess of $300000.

And these costs don’t even include losses from systems being down and employees being unable to work.

When you compare that to the price of security tools, it’s an easy decision to make. And there are plenty of SaaS tools out there that can protect SMBs from cyber threats. For instance, a cost-effective vulnerability scanner can help weaknesses in your online systems before the hackers do and make vulnerability management easy.

T?L;DR savings: $300000+*

Customer support tools

Delivering great customer support has always been hard, often unrewarding, and expensive.

To compound things, as the world has leaned further into digital, customers now expect 24/7, 365 service—which means you need someone available at all times. And that’s not cheap.

What’s more, it forces you to make hiring trade-offs. Who do you need more, a new salesperson, developer, or support agent?

Instead of hiring new staff to plug gaps, new SaaS tools can help you deliver higher levels of customer service at a fraction of the cost.

Take chatbots, for instance. Using a chatbot for support allows customers who have quick questions or simple problems to get an answer almost immediately. And the service comes much cheaper than a new employee. Once trained and implemented, businesses can reduce customer service costs by up to 30%.

What’s more, they aren’t limited to one customer or conversation at a time; they can answer multiple customer queries at once.

And AI is only making these tools smarter, which allows your agents to spend time on more complex issues, which reduces the number of agents on the floor. Each of these can lead to pretty significant cost savings.

T?L;DR savings: reduce the cost of service by up to 30%

As you can see, while there’s an ongoing cost to using SaaS tools, it’s nothing compared to the savings you can make in your small business.

Even implementing just one of these tools can free up more money for your business to grow,  meaning you can invest in other parts of your business.

HelloSign is powering SMBs’ shift to remote work with secure, fast, and reliable eSignatures. Find out how SMBs are thriving with HelloSign.

*Savings don’t include the costs of the SaaS tools.

Image: Depositphotos

This article, "3 SaaS Tools Saving Small Businesses a Fortune" was first published on Small Business Trends



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